Short answer
Our published price for a business website is ₦300k–₦2M, and for an online store ₦500k–₦2.5M; where a project lands depends on pages, design and features. After launch, budget every year for a domain name (₦7,200–₦24,487 to renew, depending on the ending) and hosting (entry plans from about ₦25,000 a year). If you sell online, each local payment also costs a fee: 1.5% + ₦100 with Paystack or 2% with Flutterwave.
What you pay once, and what you pay every year
A build quote is only part of the cost. The bills that follow are smaller, but they never stop, and your site goes offline if the domain or hosting isn’t renewed.
| Cost | How often | What to budget |
|---|---|---|
| Design and build | Once | ₦300k–₦2M for a website or ₦500k–₦2.5M for a store, with us |
| Domain name | Every year | ₦7,200–₦24,487 a year to renew |
| Hosting | Every year or month | From about ₦25,000 a year |
| SSL certificate (the padlock) | Renewed automatically once set up | Free certificates exist |
| Business email | Monthly or yearly | Included in some hosting plans; paid services charge per user |
| Care and updates (optional) | Monthly | ₦25k–₦75k a month for our care plan |
| Payment fees (stores) | Every sale | 1.5% + ₦100 (Paystack) or 2% (Flutterwave) on local payments |
The domain, hosting and fee figures were checked on 30 October 2026 at the sources linked in each section below. They change, so check again before you buy.
What moves the build price
A five-page site for a consultant and a store with 400 products are both “websites”, and they don’t cost the same. These are the things that move a quote up or down:
- Pages. Every page needs a layout, text and images. Five pages and fifteen are different jobs.
- Template or custom design. A template (a ready-made theme) is cheaper because the design work is already done. A custom design is drawn around your brand and your customers, and it costs more.
- Selling online. A store needs a catalogue, a checkout, order and stock management, delivery options and customer accounts. That’s why stores start higher than brochure sites.
- Payments. Connecting Paystack, Flutterwave or Korapay is development work, and the gateway then takes a fee on each sale.
- Content. Someone has to write the text, take the photos and load the products. If you hand them over ready, the job is shorter. If the developer writes your copy or uploads 400 products, that’s paid time.
- Integrations. WhatsApp chat, analytics, delivery partners, SMS, a booking calendar or your stock system each add work.
- The editor. A site you can update yourself (prices, products, news) costs more to set up than a fixed site, but it saves you paying for every small change.
To land at the lower end of any range, launch with fewer pages and one payment gateway, and have your text and photos ready before work starts.
Domain names: the cheapest bill, and the easiest to lose
Your domain is your address: yourbusiness.com.ng, yourbusiness.ng or yourbusiness.com. Names ending in .ng are managed by NiRA, the Nigeria Internet Registration Association, which doesn’t sell them to the public. You buy through a NiRA-accredited registrar, and each registrar sets its own price.
That’s why prices differ so much. Here is what two registrars listed on 30 October 2026:
| Ending | First year | Each year after |
|---|---|---|
| .com.ng | ₦3,000–₦6,250 | ₦7,200–₦7,500 |
| .ng | ₦9,200–₦13,250 | ₦15,500–₦15,600 |
| .com | ₦14,999–₦24,487 | ₦24,000–₦24,487 |
Sources: the price pages of WhoGoHost and MokoHost, checked on 30 October 2026. Prices change; check before you buy.
Look at the last column. At both registrars, renewing cost more than the first year, so judge a domain by its renewal price, not the offer. A .com.ng is the cheapest to keep; a .ng costs about twice as much to renew, and a .com more than three times as much.
Register it in your own name. The domain should be registered to you or your company, with your own email address as the contact. NiRA says a registrant can move a .ng name to another registrar, or move the website to another host, at any time, but only the registrant can do it. If a designer registered your name in their own account, you need their help to get it back.
Hosting, SSL and business email
Hosting is the computer your website lives on. A small business site runs well on shared hosting, where many sites share one server. Entry plans were listed at ₦25,000 a year at WhoGoHost and ₦2,500 a month plus VAT at MokoHost on 30 October 2026, and both were running time-limited discounts. An online store with many products or visitors may need a bigger plan.
Before you pay, ask what the plan will cost to renew and whether backups are included. Some hosting plans also come with a free domain for the first year; MokoHost’s offer, for example, applies to annual hosting, and the domain renews at the normal price from year two.
SSL is what puts the padlock in the browser bar and keeps form details private on the way to your site. Don’t pay extra for a basic certificate: Let’s Encrypt is a free certificate authority, and some hosting plans include a certificate. Ask your developer to set it up so it renews on its own.
Business email on your own domain, such as sales@yourbusiness.com.ng, looks more serious than a free webmail address. Some hosting plans include email accounts; WhoGoHost’s entry plan, for example, lists unlimited emails. Dedicated services such as Google Workspace charge per user, per month, so check the price for your country before you add five staff.
Payment fees if you sell online
Taking payments costs a store twice: once to have the checkout built, then a fee to the payment gateway on every sale. These are the fees each gateway published for Nigeria, checked on 30 October 2026:
- Paystack: 1.5% + ₦100 per local transaction. The ₦100 is waived on transactions under ₦2,500, and local fees are capped at ₦2,000. International cards cost 3.9% + ₦100, or 4.5% for American Express. Source: Paystack’s transactions pricing.
- Flutterwave: 2% per local transaction (a 1.4% transaction fee plus a 0.6% platform fee), and 4.8% for international payments. Its page says the fees are subject to 7.5% VAT. Source: Flutterwave’s Nigeria pricing.
| Local sale | Paystack fee | Flutterwave fee |
|---|---|---|
| ₦2,000 | ₦30 | ₦40 |
| ₦20,000 | ₦400 | ₦400 |
| ₦100,000 | ₦1,600 | ₦2,000 |
These figures are before any VAT on the fee. You can absorb the fee or pass it on; Flutterwave’s pricing page says your customers bear it by default, and you can change that in your dashboard.
You don’t need a registered company to start taking payments. Paystack’s Starter Business accounts are for businesses that aren’t registered yet: they have a collection limit (₦8M in Nigeria), payments pause when you reach it, and some features, such as Transfers, are switched off. Registering your business with the Corporate Affairs Commission (CAC) lets you upgrade.
The ₦50k website: what you get, and what goes wrong
You will see websites offered for ₦50k or less. Some are honest offers for a simple page. The trouble is what the price leaves out, and who ends up owning the result.
At that price the work has to be quick, which means a ready-made template with your logo and text dropped in. For a one-page presence, that can be enough. These are the problems that show up later:
- The domain is in the designer’s name. Then it’s their asset, not yours, and leaving means asking their permission.
- Renewals at their price. “Free domain and hosting for a year” becomes a bill in year two, set by whoever holds the accounts.
- No logins handed over. Without the hosting login and the site’s admin login, you can’t edit the site or move it to another developer.
- Pirated themes and plugins. Cracked (“nulled”) premium themes can hide malicious code, and they don’t get security updates.
- No backups. If the site is hacked or the hosting lapses, there may be nothing to restore.
- Nobody to call. Every small fix becomes a new job, or the designer stops answering.
Cheap isn’t always bad. But before you pay anyone, at any price, get these answers in writing:
- Whose name is on the domain? It should be yours or your company’s, with your email as the contact.
- Will I get every login? The domain account, the hosting account, the site’s admin account and a copy of the files.
- What will renewal cost next year, and who pays it?
- Is the theme licensed, and is the licence in your name or the designer’s?
- Are backups included, and how is one restored?
- What exactly is included, page by page, and what costs extra?
Website builders or a custom site?
Builders such as Wix, Shopify and Squarespace let you make a site yourself from templates, for a monthly subscription. For some businesses they’re the right call. For others they turn into an expensive cage.
| What matters | Website builder | Custom-built site |
|---|---|---|
| Upfront cost | Low, because you do the work | Higher, because you pay for design and build |
| Running cost | A subscription for as long as the site exists | Domain, hosting and optional care |
| Ownership | You rent it; leaving usually means rebuilding | You own the code and can change host |
| Flexibility | Limited to the builder’s features and add-ons | Built around how your business works |
| Good for | Testing an idea, a simple online presence | Your own ordering or booking flow, integrations, long-term control |
Check the currency before you sign up. If a builder bills in dollars, your Naira cost rises whenever the exchange rate does, and your card must work for foreign payments.
The honest advice: if you’re testing an idea on a small budget and can spend evenings on it, start with a builder, or with a WhatsApp Business catalogue and a one-page site. Pay for a custom build when the website has a job a template can’t do well: your own ordering or booking flow, a link to your stock system, or a design that sets you apart.
If what you need is really an app, read how much an app costs in Nigeria. If it’s a platform with user roles and dashboards, that’s custom software, which is a different budget.
The rules your website must follow
If your site collects names, phone numbers or orders, you’re handling personal data under the Nigeria Data Protection Act 2023. Section 27 requires you to give people certain information before you collect their data, including who you are and the legal basis for collecting it, in a privacy policy that is clear and easy to find.
The Nigeria Data Protection Commission (NDPC) adds detail in its 2025 General Application and Implementation Directive: privacy and cookie notices should be available from your homepage, and cookies beyond the strictly necessary ones need the visitor’s consent, with a real choice to accept or decline. A privacy page and a proper cookie banner are small jobs at build time and awkward ones later, so ask whether they’re in your quote.
If you sell online, the consumer rights in Part XV of the Federal Competition and Consumer Protection Act protect the people who buy from you, and the FCCPC enforces them. Show full prices, describe goods honestly, and publish your delivery and refund terms before anyone pays.
How to spend less without regretting it
- Write first, build second. Have your text, prices and photos ready before work starts. Waiting for content slows every project down and can add charges.
- Launch smaller. Five strong pages beat fifteen thin ones. Add pages when customers ask for them.
- Start with one payment gateway. Add a second only when you have a reason.
- Buy the domain yourself. A .com.ng cost under ₦8,000 a year to renew at the registrars we checked, and it keeps your most important asset in your hands.
- Compare renewals, not offers. The second year shows the real price of a domain or hosting plan.
- Don’t pay for what’s free. A basic SSL certificate costs nothing, and some hosting plans include email.
- Learn your editor. If you can change prices and add products yourself, you’ll pay for far fewer changes.
- Pay by milestone. A deposit, then payments as you see work you can test. Never pay everything up front.
What a website from us costs
If you’d rather have us build it, a business website from Musskart Lab costs ₦300k–₦2M. That covers custom design of 5–15 pages, WhatsApp chat and contact forms, an editor for your own updates, analytics and on-page SEO. An online store costs ₦500k–₦2.5M and adds a catalogue, Paystack or Flutterwave checkout, an order and stock dashboard, customer accounts, delivery options and discounts.
Domains, hosting and paid services are billed by those providers, usually in your name. You pay by milestone, usually 40–50% to start, and the code and accounts are yours after the final payment. Website care is optional, at ₦25k–₦75k a month, and every starting price is on our pricing page.
If your budget is under ₦300k, a website builder will serve you better than a rushed custom site, and we’d rather tell you that now. Ready to talk? Send us your list of pages and features on WhatsApp, or see other ways to reach us.
Frequently asked questions
Should my website be .com.ng, .ng or .com?
Any of them works. A .com.ng is the cheapest to keep (₦7,200–₦7,500 a year to renew at the registrars we checked) and tells visitors you’re a Nigerian business, while a .com cost about ₦24,000 a year to renew. If you can afford it, buy both and point one at the other, so nobody else takes it.
Do I need CAC registration before my website can take payments?
Not to start. Paystack’s Starter Business accounts let businesses that aren’t registered yet collect up to ₦8M in Nigeria before payments pause, with some features switched off. Registering the business with the CAC lets you upgrade and remove the limit.
Can I move my website to another developer later?
Yes, if you hold the accounts. You need the domain in your name, the hosting login, the site’s admin login and a copy of the files and database, so ask for all of them at handover. With a website builder, you can usually move the domain but not the site itself.
Why did my renewal cost more than last year?
Most likely, the first year was an offer. At one registrar we checked on 30 October 2026, a .com.ng cost ₦3,000 to register and ₦7,200 a year to renew. Check the renewal price before you buy, and when you find a fair one, consider paying for several years at once.
General information, not legal advice. Rules and prices change; check the current version with the NDPC, NiRA, Paystack and Flutterwave before you act.
